Social Security Fund (SSF) Nepal: Registration, Login, SSFID & Contribution Guide

The Social Security Fund (SSF) — सामाजिक सुरक्षा कोष — is Nepal's national contribution-based social-security scheme operated by the Ministry of Labour, Employment and Social Security. Every private-sector employer in Nepal is legally required to register their establishment and all employees at ssf.gov.np under the Contribution Based Social Security Act, 2074 (2017). Once registered, each worker receives an 11-digit SSFID that unlocks four lifetime schemes — medical & maternity, accident & disability, dependent family protection, and old-age (PF + gratuity + pension). This guide walks through the full registration process, login, contribution rates, and the 2026 rules including the newer informal / self-employed scheme — all verified against primary SSF sources.

What Is the Social Security Fund (SSF) in Nepal?

The Social Security Fund (SSF) is an autonomous government body established under the Social Security Fund Act, 2067 (2011) and operationalised through the Contribution Based Social Security Act, 2074 (2017). The contribution-based scheme was launched on 27 November 2018 (12 Mangsir 2075) by the Government of Nepal. Its mandate is to replace piecemeal workplace benefits (scattered gratuity, provident fund, medical insurance) with a single nationwide, portable social-security system that covers an employee from their first job to retirement — and their family after them.

Authoritative sources: ssf.gov.np (SSF), molse.gov.np (Ministry of Labour), and the full Act text on lawcommission.gov.np.

Is SSF Compulsory in Nepal?

Yes — SSF is compulsory for every formal-sector employer and employee in Nepal. Under Section 7 and 8 of the Contribution Based Social Security Act, 2074, all establishments that employ one or more workers (including proprietorships, partnerships, private limited companies, public limited companies, foreign companies, NGOs / INGOs, cooperatives, and banks) must register their establishment and every current/new employee with the SSF. The Labour Act, 2074 also requires that gratuity and provident fund benefits be routed through SSF rather than paid separately, once the employer is SSF-listed.

Informal workers and the self-employed are not automatically compulsory, but they can voluntarily enrol under the Informal Sector and Self-Employed Scheme launched in 2023/24 (discussed below).

Who Must Register for SSF?

SSF Contribution Rate — Who Pays How Much?

The total monthly contribution is 31% of the employee's basic salary, split as:

How the 31% Is Split Among the Four Schemes

How to Register an Employer / Company in SSF (Online)

1. Go to employer.ssf.gov.np and click "New Employer Registration / नयाँ रोजगारदाता दर्ता".

2. Enter the company details: name, address, industry type, PAN, company registration number, contact person, phone, email.

3. Upload scanned copies of required documents (see list below).

4. Submit the online form and note the reference/application number.

5. SSF officers verify within 3–7 working days. On approval, the employer receives an Employer Registration Number and login credentials by email.

6. Log in at employer.ssf.gov.np and proceed to list employees.

Documents Required for Employer Registration

• Company / Firm Registration Certificate (OCR, Department of Industry, or local ward)

• PAN / VAT Registration Certificate from IRD

• Company MOA & AOA (for private / public limited companies)

• Citizenship of managing director / authorised representative

• Office rent agreement or land-ownership (Lalpurja) as premises proof

• Board resolution authorising SSF registration (for companies)

• Bank account details (for contribution payment)

How to Register Employees & Get the SSFID

Once the employer is listed, every employee must be individually enrolled. The employer (not the worker) initiates this:

1. Log in to the employer portal at employer.ssf.gov.np.

2. Open "Employee Listing / कर्मचारी सूचीकरण" and click "Add Employee".

3. Fill in: name (as per citizenship), date of birth, citizenship number, PAN, permanent + temporary address, designation, basic salary, appointment date, nominees for family-protection scheme.

4. Upload: employee's citizenship (front + back), PAN card, two passport photos, appointment letter.

5. Submit. SSF verifies and issues a unique 11-digit SSFID to the employee.

6. The employee can now log in at contributor.ssf.gov.np using their SSFID to view contributions, claim benefits, and update nominees.

SSF Online Login — Portals at a Glance

Monthly Contribution Payment — Deadline & Process

1. Log in to the employer portal, go to "Monthly Contribution / मासिक अंशदान".

2. Select the Nepali month, upload / confirm the salary roster, and the portal auto-calculates the 31% total contribution.

3. Generate the Bank Voucher (Payment Slip) and pay via connectIPS, mobile banking, or at any authorised SSF collection bank.

4. Payment must be credited to SSF by the 15th of the next Nepali month; late payment attracts 10% per annum interest plus penalty of up to NPR 10,000.

Four SSF Schemes — Benefits at a Glance

1. Medical, Health & Maternity Protection

• OPD reimbursement up to NPR 1,00,000 per year after 3 months of contribution

• Hospitalisation up to NPR 1,00,000 per year after 6 months of contribution (higher ceilings after longer contribution)

• Maternity benefit — 98 days fully paid leave for mother + 15 days paternity leave for father after 6 months of contribution

• NPR 15,000 one-time maternity / infant-care grant

2. Accident & Disability Protection

• 100% treatment cost for workplace accidents (no ceiling); up to NPR 7 lakh for non-workplace accidents

• 60% of salary paid during temporary total disability

• Lump sum + monthly pension for permanent total/partial disability

• Kicks in from the very first day of contribution (no waiting period)

3. Dependent Family Protection

• On contributor's death: 60% of contributor's last salary as monthly family pension to spouse

• Children's education grant — up to 21 years for each child

• Dependent parents' allowance if no spouse/children

• Up to NPR 25,000 one-time funeral grant

4. Old Age Protection (PF + Gratuity + Pension)

• The employer's full 20% is treated as the Provident Fund + Gratuity equivalent — so no separate PF/gratuity is required

• After 180 months (15 years) of contribution and age 60, the contributor is entitled to a lifetime monthly pension

• Pension amount is based on the last three years' average basic salary and total months contributed

• If contribution period is less than 180 months, the contributor receives a lump-sum on retirement instead of a pension

SSF for Informal Workers & Self-Employed

Launched in 2023/24, this scheme brings in farmers, street vendors, small shopkeepers, drivers, domestic workers, freelancers, artists, and the self-employed. The contributor:

• Declares a notional salary between NPR 15,000 and NPR 1,00,000 per month

• Pays the full 31% (no employer half) — optional subsidy from government for the lowest-income band

• Enjoys the same four schemes as formal-sector contributors

• Registers at selfcontributor.ssf.gov.np

SSF for Migrant Workers & Foreign Employment

Since 2022, every Nepali going abroad on the Foreign Employment Permit must enrol in the Foreign Employment Contributor Scheme. Contribution rates and benefit bands differ from the domestic scheme and are defined by the Foreign Employment Act and SSF directives. For more on overseas documentation, see e-Passport in Nepal and certified translation of employment contracts.

Penalties for Non-Compliance

SSF Office Contact & Support